Submissions 2014

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Keeping on top of your superannuation
1 Sep 2014
If you're like most Australians, after your home, superannuation will be your most important investment. Not only is it likely to be one of the biggest investments you'll have by dollar value, it will also be the investment you depend on when you no longer work for an income. Increasing life expectancies means the superannuation of many Australians will have to last them for a retirement of 20 or 30 years. How much you have in superannuation will influence your standard of living in retirement. So taking an early interest in your superannuation can really pay off.
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Doing it tough? Dealing with debt
1 Sep 2014
Even though Australia's economy is doing well, lots of Australians are finding it harder and harder to make ends meet. Recent changes in the global financial environment as well as the domestic economy have affected bank customers. Additional pressures, such as illness or job loss, can result in difficulties in managing debts. If you encounter problems with your bank loans or credit cards, it's best to get in touch with your bank as quickly as possible to work out a strategy for keeping on top of your debts. Banks want to help you during periods of financial hardship, but you must contact them as early as possible for assistance.
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The Australian Bankers’ Association (ABA) response to the Australian Prudential Regulation Authority (APRA) Simplifying the prudential approach to securitisation – Discussion Paper
15 Aug 2014
The ABA provided comments to APRA’s Discussion Paper, Simplifying the prudential approach to securitisation.
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Bank Fee Income - 2014
12 Aug 2014
Bank Fee Income - 2014
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The Australian Bankers’ Association submission on AUSTRAC Industry Contribution
23 Jul 2014
The ABA provided comments to AUSTRAC on the proposed model for the AUSTRAC Industry Contribution.
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The Australian Bankers’ Association submission on Draft Prudential Practice Guide 223 - Residential Mortgage Lending
21 Jul 2014
The ABA provided APRA with comments on Draft Prudential Practice Guide 223 - Residential Mortgage Lending.
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The Australian Bankers’ Association (ABA) submission to the Board of Taxation Secretariat
30 May 2014
The ABA provided a submission to the Board of Taxation Secretariat on the Review of the Debt and Equity Tax Rules
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The Australian Bankers’ Association (ABA) submission to the Australian Prudential Regulation Authority
30 May 2014
The ABA provided comment to the Australian Prudential Regulation Authority on Harmonising cross-industry risk management requirements.
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The Australian Bankers’ Association (ABA) submission to the Commodity Futures Trading Commission
27 May 2014
The ABA provided comment to the Commodity Futures Trading Commission regarding its Review of Swap Data Recordkeeping and Reporting Requirements.

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