Submissions 2012

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Comparison of APRA and the Basel Committee on Banking Supervision Basel III capital rations
14 Dec 2012
In implementing the Basel III capital framework in Australia, APRA has elected to adopt a more conservative approach than the Basel Committee on Banking Supervision (BCBS) Basel III minimum requirements. This fact sheet provides an explanation of the key differences between APRA’s Basel III rukles and the BCBS Basel III minimum requirements and the impact of converting APRA Basel III capital ratios to fully implemented internationally harmonised Basel III capital ratios focussing on Common Equity Tier 1 capital ratios.
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The Australian Bankers’ Association (ABA) submission to Attorney-General’s Department re Discussion Paper Australian Privacy Breach Notification
30 Nov 2012
The ABA provided comments on the Discussion Paper Australian Privacy Breach Notification
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ABA submission to ASIC on Future of Financial Advice: Conflicted remuneration
12 Nov 2012
The Australian Bankers’ Association (ABA) provided comments on the Consultation Paper 189: Financial Advice Reforms: Conflicted remuneration (CP189).
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ABA submission to Reserve Bank of Australia re Consultation Paper – New Financial Stability Standards
25 Oct 2012
The Australian Bankers’ Association (ABA) provided comments to the Reserve Bank of Australia on the proposed new Financial Stability Standards (FSSs) for central counterparties (CCPs) and securities settlement facilities (SSFs).
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ABA submission to ASIC re CP186: Clearing and Settlement Facilities: International Principles and Cross
25 Oct 2012
The Australian Bankers’ Association (ABA) provided comments to the Australian Securities and Investments Commission (ASIC) on the proposed amendments to Regulatory Guide 211:Clearing and Settlement Facilities:Australian and overseas operators (RG211).
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Bank Profits - Frequently Asked Questions
24 Oct 2012
Each year, as the bank reporting season gets underway, there’s a great deal of commentary regarding banks’ annual profit results. With the aim of improving the quality of the debate, the Australian Bankers’ Association (ABA) has produced a frequently asked questions fact sheet about banks’ profits. The fact sheet covers what profit is, why it is important, and why the reported numbers appear large. It begins with answering basic questions about the nature of banking and ends with an assessment of whether bank profits are too high.
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ABA submission to ASIC on FOFA reforms - Scaled advice
8 Oct 2012
The Australian Bankers Association (ABA) provided comments on Consultation Paper 183: Giving information, general advice and scaled advice. The ABA supports the Federal Government’s efforts to implement law reforms intended to improve the quality of financial advice, the regulation of financial planners and the professionalism of the financial planning industry. A well explained scaled advice framework can improve the quality of advice and improve trust and confidence in the advice industry.
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ABA submission to ASIC on FOFA reforms - Best interests duty
8 Oct 2012
The Australian Bankers Association (ABA) provided comments on Consultation Paper 182:Future of Financial Advice: Best interests duty and related obligations – Update to RG 175. The ABA supports the Federal Government’s efforts to implement law reforms intended to improve the quality of financial advice, the regulation of financial planners and the professionalism of the financial planning industry.
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ABA submission Parliamentary Joint Committee on Corporations and Financial Services on Inquiry into the Corporations Legislation Amendment (Derivative Transactions) Bill 2012
5 Oct 2012
The Australian Bankers’ Association (ABA) provided comments to the Parliamentary Joint Committee on Corporations and Financial Services Amendment (Derivative Transactions) Bill 2012. The ABA supports the Government’s introduction of the enabling legislation to respond to Australia’s G20 commitment concerning over-the-counter OTC Derivatives.
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Stay safe when banking on the go with your mobile and tablet
25 Sep 2012
The Australian Bankers‟ Association (ABA) and the Australian Federal Police (AFP) have prepared a fact sheet: “Banking on the go – security tips for your smartphone and tablet” which provides advice and some simple steps people can take to protect their personal and financial information.

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